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Coverage Benefits
- Agreed Value policies
- No model year limitations
- Our policies are underwritten by Philadelphia Insurance Companies with an A.M. Best Rating of A+*
- Liability limits up to $1,000,000 *
- Unlimited mileage for hobby use of your collector vehicle(s).
- Towing and labor expenses, up to $250 each occurrence.*
- Auto Show Medical Reimbursement, $5,000 each person, up to $10,000.*
- Spare Parts Coverage, up to $500.*
- "Trip Interruption" coverage, up to $600 reimbursement for transportation expenses, lodging and/or meals in the event of a collision or mechanical or electrical breakdown.*
- Inflation Guard, with an annual increase of 4% each year.**
- Automatic coverage for 30 days on newly acquired collector cars
* MA and SC excluded, ** NY, MA and SC excluded
What Is Agreed Value?
You can predetermine the value of your vehicle. Once our underwriting team has agreed to this amount, it becomes the coverage limit of the policy term. In the event of a total loss, this amount is paid, with no deductible in most states.
Is Collector's Insurance Right For you?
Grundy Worldwide's underwriters can insure almost any collector vehicle you own regardless of year or model. Collector vehicles must be used for show, hobby, and pleasure purposes only. They should be owned in addition to vehicles used for daily transportation for all operators in your household, and can be in excellent original or restored condition.
High Liability Limits Available
The collector vehicle policy reaches beyond standard liability limits to offer additional coverage, up to $1,000,000. This is added security for those who choose to buy higher limits.
No Mileage Limitations
This policy authorizes unlimited hobby use of your collector vehicle in collector activities, exhibits and parades. While participating in these events, owners are free to enjoy their collector vehicle without monitoring the odometer.
